List what you hold, what you owe, and what you're paid. MrWiseMax walks every charge and payday against your balance, in date order, and tells you exactly what's covered — and the day it runs out.
Most budgeting apps tell you where last month's money went. MrWiseMax answers the question that actually keeps you up: does what I have cover what's coming?
Everything due in the next month is covered, income counted in.
No bank connection, no import, no spreadsheet. Ten minutes and you're done.
Add each account by name and type in what's in it today. The app stamps the date, so you always know how fresh the figure is.
Every subscription, bill, loan and repayment on one side; your salary and anything else that pays you on a schedule on the other.
The Overview shows what's covered over the next month or year, which groups fall short, and the exact day the money runs out.
Subscriptions, staff, rent, loans, salary — the commitments that decide your month.
Your balance is walked against every upcoming charge and payday in date order. If it doesn't stretch, you get the date it breaks — not a vague warning.
Daily, weekly, monthly, yearly, or every N days. Set an end date for loans and fixed terms so they stop counting when they're actually done.
Add your salary and anything else that lands on a schedule. Payday lifts the balance in the projection, which is what makes a six-month view worth reading.
File costs under YouTube, Household, Debts — whatever fits your life — with a colour and an icon, and see what each part of it really costs per month.
Enter each amount in the currency it's actually charged in. Daily rates convert the lot into your main currency, with a one-tap USD view.
You state what you hold. There's no bank connection, no card number, and no credential to leak — because the app never asks for one.
Surfaces the subscriptions you haven't checked in three months and the ones costing you most per year — the two lists where money quietly leaks.
Put a cost on hold and it stops counting against your balance while staying on the list, so nothing disappears from the picture without you deciding it should.
Row-level security in the database means your entries are readable only by your own account. Not by other users, and not by the app's public key.
MrWiseMax is deliberately small. It won't connect to your bank, import transactions, categorise your spending, run investment simulations, or give you a score out of a hundred. It does one thing: it tells you whether the money you have covers the money you've already committed to — and when it stops.
It's a calculator over figures you type, not financial advice. Keep your balances current and it stays useful.